Insurance Information

Navigating insurance and payment options for skilled nursing care can feel overwhelming, and at Arbor Grace we are here to make it simple. Our team works closely with families to verify coverage, explain available options, and help you understand exactly what your plan covers before care begins. We accept a wide range of payors, from Medicare and Medicaid to major private insurance plans, so you can focus on your loved one instead of the paperwork.

A 4-Star Medicare-Rated Facility

Arbor Grace Guest Care Center has earned a 4-star Medicare rating, reflecting our commitment to excellent patient care and compassion. This rating recognizes the quality of care our residents receive every day and reflects the standards our team works to exceed with every family we serve.

Payors Accepted

We proudly accept the following payors and insurance plans:

Government Programs

Medicare

Medicaid

Medicaid Pending

Respite

Private Pay

Private Insurance

United Healthcare

Cigna Health Springs

Aetna

Blue Cross Blue Shield

Understanding Medicaid Pending

For families transitioning a loved one to long-term care, Medicaid Pending allows admission while a Medicaid application is being processed. We are here to help make that transition as smooth and stress-free as possible. Effective January 1, 2026, the Medicaid Pending income limits have increased.

2026 Income Requirements

Individual maximum gross income: $2,982
Couple maximum gross income: $5,964

Income greater than these limits may require a Qualified Income Trust or coordination with a Medicaid attorney. Our team can help guide you through the qualification process and answer any questions along the way.

Verify Your Coverage

Not sure what your plan covers? Our team is happy to help. Contact Arbor Grace today to verify your insurance benefits and learn more about your payment options. We will walk you through every step so you can move forward with confidence.